Finance for Industry

Finance for Industry

We provide a range of innovative finance options that can be custom-made to your business.

Finance for Industry is the leading specialist in finance for engineering, print, plastics and machinery. We offer a range of bespoke finance options for machinery, vehicles and other investments for your business.

We offer a local and personal service through a team of experienced finance professionals located throughout the country. They are supported by sales and customer service functions, based at our office in Kings Langley, Hertfordshire.

We pride ourselves on building strong, long term customer relationships along with employing the latest technology to deliver a rapid reliable service.

Since commencing our broker business in 2006, we have now written over 4000 deals, with advances of £300 Million. Our strength is our flexibility and diversity, with no great reliance on any one funder, enabling us to negotiate the best deal for our customers.

Finance Options

Finance lease and Hire purchase - Invest in the machinery today, but spread the cost over its working life. This means less pressure on cash flow because payments are matched to business productivity. What’s more, a choice of finance options helps your business to take maximum advantage of available tax relief and other investment incentives.

Operating lease - Profit from the use of the most up to date machinery, without incurring the full capital cost of its acquisition. You simply pay for use, as rentals are often much lower than for a purchase agreement. In addition, as “off balance sheet” finance, operating lease can enhance the gearing of your business and, with optional maintenance and breakdown insurance built-in, lead to more accurate and confident budgeting.

Finance for industry - CNC machine

Machinery Protection

Protect your business against unforeseen, costly breakdowns with Mechanical and Electrical Breakdown Protection from Finance For Industry Services Limited. Underwritten by a choice of multinational insurers, it provides full security and peace of mind.

  • Mechanical and electrical breakdownFollowing expiry of the manufacturers or suppliers initial warranty period, cover is provided for the full repair cost (including parts and labour) resulting from a mechanical, electrical or electronic breakdown.
  • Accidental and malicious damageFrom the time the equipment is commissioned at your premises, insurance is provided against accidental damage to the equipment. This includes damage caused as a result of operator error.
  • Repair or replacement and expediting CostsCover is provided against either the restoration of the equipment to normal working condition or, in the event of total loss, the cost of replacement as new. 
  • Transfer of CoverSubject to prior agreement of the insurer the insurance cover may be transferred to the new owners of the equipment.
  • CostUnlike the majority of insurances, the cost of your cover may be fixed, and is available for a period of up to seven years. If you make monthly premium payments cover will operate on a rolling monthly basis.
  • ExcessAll claims are subject to a nominal excess.

Finance for Industry Services Limited is an appointed representative of Energy Insurance Services Limited and Bluefin Insurance Services Limited for the sale of insurance products.  Energy Insurance Services Limited and Bluefin Insurance Services Limited are authorised and regulated by the Financial Conduct Authority (FRN 310297 and 307899 respectively).

Capital Release Plan

Capital Release Plan can help you unlock the capital tied up in the assets you already own, quickly, easily and conveniently.

You are free to nominate any unencumbered assets in the business, for example, items of plant and machinery. Finance for Industry will then refinance these for an amount agreed by independent valuation, and release the cash proceeds to you.

The debt is secured on the specific assets refinanced by us, which means that additional security may not be required. In turn, we will agree a repayment schedule for the debt with payments matched to income over an agreed period, which can be up to five years.

This leaves your existing lines of credit unaltered and is invisible to customers and suppliers alike.

Finance for industry - robot

Examples of where capital release can assist are:

  • Buy out a partner or fellow director

  • Increase working capital
  • Develop and launch new products
  • Secure new premises or meet removal costs
  • Recruit additional quality staff
  • Retirement provision
  • Refurbish or upgrade plant and equipment
  • Project finance

How you benefit:

  • Fast release of capital (Cash) from assets you already own
  • Repayment matched to income over a fixed period to assist cash flow and budgeting
  • The debt is fixed, under your control, and unlike the overdraft, not repayable on demand
  • No charge over your personal property
  • Independent, secure additional line of funding
  • Competitive, preferential cost

Contact us

Our success is not only due to our range of imaginative finance options, but to the dedication, enthusiasm and commitment of the entire Finance for Industry team. Call us and experience the difference.

Head office - Kings Langley
FFI head office

To find out how we can help, please contact us today.